1st Alliance Credit Union

147 Main street, Kilwinning

01294 557123

We are all feeling the credit crunch biting this Christmas, if you need advice contact your local Credit Union.

1st Alliance Credit Union was set up to serve the people living and working in North Ayrshire. Your Credit Union belongs to all the local people who have savings lodged within 1st Alliance.

Everyone is talking about taxpayers now owning the banks being bailed out by the government.

1st Alliance Credit Union savers have owned their own bank for years. 1st Alliance is a financial co-operatives owned by the members (savers). 1st Alliance has seen a surge in membership recently. This is because people are looking for somewhere safe to keep their money. What could be safer than the bank owned by you?

Your local credit union does not speculate with your money on the stock market, all money lodged with 1st Alliance is put straight back into the community by giving access to a range of affordable loans to you, your neighbours and your work mates living and working in North Ayrshire.

Enjoy all the benefits of owning your own bank now. By joining 1st Alliance; you will have access to a range of affordable products and services.

1st Alliance loans based on savings

Amount borrowed

Number of weekly payments

Weekly payment

Total interest paid

Total amount repayable

Typical APR

£100

56

£1.92

£6.63

£106.63

12.8%

£300

56

£5.75

£19.94

£319.94

12.8%

£500

56

£9.60

£33.13

£533.13

12.8%

1st Alliance can offer a range of other loans that are not based on savings. £50 - £300 with a typical APR of 24%.

Amount borrowed

Number of weekly payments

Amount paid every week

Total interest paid

Total amount repayable

Typical APR

£100

56

£2.30

£28.34

£128.34

24%

£300

56

£6.86

£85.59

£385.59

24%

All 1st Alliance Loans are based on ability to pay. A decision from the Credit team will be available within 24 hours of your application being received.

Typical High street lender

Amount borrowed

Number of weekly payments

Every week

Total interest paid

Total amount payable

Typical APR

£100

56

£3

£68

£168

183.2%

£300

56

£9

£204

£504

183.2%

£500

56

£15

£340

£840

183.2%

Contact your 1st Alliance local friendly staff for details on 01294557123 or pop into 147 main street Kilwinning.

Check out other lenders at www.lenderscompared.org.uk a completely independent website.


Have your say...

Add your own comment

Add

You need to be logged in to add groups & pictures. If you haven't already, it's quick & easy to Sign up.

Sorry, there were some problems with your request

Please check that the email address you are using is the same one that you signed up with. If you have forgotten your password we can send you a reminder.

Sign In
  1. Forgotten Password?

Sorry, there were some problems with your request

Please check that the email address you are using is the same one that you signed up with.

Password reminder
  1. If you have forgotten your password, simply enter the email address associated with your account below and we will send you a link to reset it.

    Please note for security reasons the link will expire within 1 hour. After that you will need to request another link.

  2. <<Return to Login

Your sign in details have been retrieved and an email is on its way to you!

<<Return to Login

Contribute
  1. By posting on s1saltcoats youíre agreeing to abide by our Posting Policy. Your email address wonít be displayed to the public.

  1. Here's your chance to make sure your contribution is exactly as you'd like it.

  2. Your photos will be uploaded when you click 'Send it'

    Your video will be uploaded when you click 'Send it'

    Your photos and video will be uploaded when you click 'Send it'

  3. By clicking 'send it' youíre agreeing to abide by our Posting Policy.

Create your group page

Set up your own page for your organisation or society and edit it any time you like. Keep your members updated, and let the public know what youíre up to.

Add

You need to be logged in to add groups & pictures. If you haven't already, it's quick & easy to Sign up.

Sorry, there were some problems with your request

Please check that the email address you are using is the same one that you signed up with. If you have forgotten your password we can send you a reminder.

Sign In
  1. Forgotten Password?

Sorry, there were some problems with your request

Please check that the email address you are using is the same one that you signed up with.

Password reminder
  1. If you have forgotten your password, simply enter the email address associated with your account below and we will send you a link to reset it.

    Please note for security reasons the link will expire within 1 hour. After that you will need to request another link.

  2. <<Return to Login

Your sign in details have been retrieved and an email is on its way to you!

<<Return to Login

Contribute
  1. Posting Tips
  2. Please select a category for your page. This is where it will appear in s1Saltcoats's directory.

    If no category seems appropriate, pick the closest match for now and contact us on content@s1Saltcoats.com with your suggestion.

  3. If your contribution is about a specific location, please enter the nearest postcode (if known)

  1. Here's your chance to make sure your contribution is exactly as you'd like it.

  2. Your photos will be uploaded when you click 'Send it'

    Your video will be uploaded when you click 'Send it'

    Your photos and video will be uploaded when you click 'Send it'

  3. By clicking 'send it' youíre agreeing to abide by our Posting Policy.

Editing your group page

If you have a group on s1Saltcoats just sign in by clicking the green button above and then you can edit your page in the Groups Section of your account.

Want a site like this for your community? Suggest a new location
© Herald & Times Group. All rights reserved.
Contact us | Terms of use | Privacy policy | How we use Cookies | Newsquest Media Group